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Population & People
Population
13,028
Median age
58.6
Median household income
$97,903
Poverty rate
11.3%
Unemployment rate
2.6%
Bachelor's degree+
53.3%
Avg. commute
19 min
Hispanic or Latino
10.2%
Source: U.S. Census Bureau, American Community Survey.
Housing & Rent
Median home value
$555,400
Median gross rent
$1,259/mo
Homeownership rate
80.48%
HUD FMR — 2 bedroom
$1,526
HUD Fair Market Rent (Florida statewide average across 67 areas — not specific to Fernandina Beach), 2026. Efficiency $1212, 1BR $1296, 2BR $1526, 3BR $1971, 4BR $2261. This is a different official figure from Census median gross rent above.
Energy
Florida gasoline midgrade
$4.30
Florida commercial electricity
11.47¢/kWh
Florida industrial electricity
8.84¢/kWh
Florida residential electricity
15.24¢/kWh
Economy
Gross Domestic Product: All Industry Total
1834641.4
Real Gross Domestic Product: All Industry Total
1393837.1
All-Transactions House Price Index for Florida
825.7
Unemployment Rate
4.6%
Source: FRED, Florida-specific series.
